Paying for the pool starts with a phone call.
Palo Cedro Pool & Spa works with two lenders. Terms and approval come from the lender, not from us, so we would rather you talk the project through with Greg and Paula first. Call (530) 547-4051 and we will go over the yard before you apply anywhere.

Lyon Financial and LightStream, side by side
Only what we know goes in the table. Where we do not have a figure, it says so, because rates and terms are the lender's to quote.
| Detail | Lyon Financial | LightStream via SwimmingPool.com |
|---|---|---|
| Loan type | Fixed rates | Unsecured loans for good credit |
| Early payoff | No prepayment penalties | Ask the lender |
| Turnaround | Typically 24 to 48 hours | Ask the lender |
| Discount | Ask the lender | 0.25% APR discount through SwimmingPool.com |
| How to start | Call 877-754-5966 | Apply through SwimmingPool.com |
Lyon Financial is a phone conversation: 877-754-5966. LightStream loans for a pool come through SwimmingPool.com, and the 0.25% APR discount applies when you go that way. Either route, the lender sets the terms and decides on approval.
What to bring to the consultation
- The yard itselfA few phone photos of the space, and a note of where the sun and the slope sit. Greg builds the pool, deck, concrete and planting as one plan, so the whole yard matters, not only the water.
- The wish listA fiberglass pool, a hot tub or swim spa, a deck, a gazebo. Rank it, so the first phase and the later phases are clear.
- Your comfortable numberA monthly figure you would be happy with. The consultation and estimate are free, so you will know the shape of the project before you take the next step.
Talk it through with Greg and Paula first.
Call (530) 547-4051 Tuesday to Saturday, or book the free consultation and we will ring you back. You can also read what past customers wrote or send project details from the contact page.